Injured in a Car Accident? You Have the Right to Treatment — And We Know How to Help.
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If you’ve been injured in a car accident in New York State, your no-fault auto insurance covers chiropractic care regardless of who caused the accident. You don’t need to be at fault. You don’t need to wait for a settlement. You have the right to treatment now — and the sooner you start, the better your outcome is likely to be.
The challenge most accident victims face isn’t finding a chiropractor. It’s finding one who truly understands the no-fault system, documents cases correctly, and knows how to advocate for patients when insurance companies push back.
That’s exactly what Dr. John does.
South Buffalo’s Most Experienced No-Fault Chiropractor
Dr. John Nowak has been treating no-fault auto injury patients since 1982. Over four decades, he has developed deep expertise in both the clinical side of accident recovery and the administrative side of the New York no-fault insurance process — including Independent Medical Examinations, documentation requirements, and working with insurance adjusters on behalf of his patients.
His continuing education includes specific training in the Role of IME in No-Fault Insurance — because understanding how the system works isn’t optional when your patients are counting on you to navigate it.
When you come to Nowak Chiropractic as a no-fault patient, you’re not just getting chiropractic care. You’re getting a doctor who has seen this process thousands of times and knows exactly what needs to happen to protect your claim and your health at the same time.
Our No-Fault Treatment Protocol
No-fault patients at Nowak Chiropractic receive a comprehensive treatment protocol designed specifically for auto injury recovery:
Chiropractic Adjustments
Precise spinal manipulation targeted to the areas injured in the accident. Auto collisions commonly affect the cervical and lumbar spine, and restoring proper joint movement is the foundation of recovery.
Rapid Release Therapy
High-frequency vibration therapy to address soft tissue damage, muscle spasm, and scar tissue formation — all of which are common after a collision and often undertreated by chiropractors who focus only on the spine.
Corrective Exercise
In-office exercise instruction to support spinal stability, restore strength, and reinforce the progress made through adjustments and soft tissue work.
Nutrition Guidance
Nutritional product recommendations to support the body’s healing process from the inside out.
Thorough Documentation
Every visit is carefully documented to support your no-fault claim. Dr. John understands what adjusters and IME doctors look for and ensures your records reflect the full picture of your injury and recovery.
Common Auto Injury Conditions We Treat
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Whiplash and cervical spine injuries
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Lower back pain from impact
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Neck pain and stiffness
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Headaches following a collision
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Soft tissue injuries and muscle spasm
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Thoracic Outlet Syndrome related to accident trauma
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Nerve-related symptoms including tingling and numbness
Understanding New York No-Fault Insurance
New York is a no-fault state, which means your own auto insurance covers your medical expenses after an accident — regardless of fault. Here’s what that means for chiropractic care:
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You do not need to prove the other driver was at fault to receive treatment
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Chiropractic care is a covered no-fault benefit in New York State
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There is no cost to you for covered treatment — your insurance pays directly
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You must seek treatment within 30 days of the accident to preserve your no-fault benefits
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Your insurer may request an Independent Medical Examination — Dr. John will prepare you for this
Don’t Wait — The 30-Day Rule Matters
Under New York no-fault law, you must seek treatment within 30 days of your accident to be eligible for benefits. Many patients make the mistake of waiting to see if the pain goes away on its own. Sometimes it does. Often it doesn’t — and by the time they seek treatment, their claim is in jeopardy.
If you were in an accident, call us now. Even if you feel okay. Pain from auto injuries frequently doesn’t fully present until days or even weeks after the collision, and having documentation of your initial evaluation protects you if symptoms worsen later.
How to Get Started as a No-Fault Patient
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Call our office at (716) 825-4121 — Monday through Saturday, 12PM to 8PM
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Let us know you were in an accident when you call so we can schedule enough time for your first visit
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Have your no-fault insurance information ready — specifically the name of the insurance company handling your claim and your claim number
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Come in for your first appointment — plan on 45 to 60 minutes for your first visit as a no-fault patient
We handle the insurance process. You focus on getting better.